You may be wondering what on earth is a TDSR ratio. It is an abbreviation for total debt service ratio. This could very well affect your mortgage application, and in some cases, bring up a negative conclusion. The TDSR is a ratio that is calculated of income and debt in a given month. For many loan [Continue]

The only way have access to various investment options is to have a good credit rating. This is one of most important factors when applying for a mortgage or loan. Your credit rating is based on a score, which can topple down to a very low value, and give you no opportunity to get a [Continue]