Comments for Mortgage Tonight

Comment on How Bad Credit Mortgage Loans Can Help You by faxless payday loans

faxless payday loans — Fri, 03 Apr 2009 16:56:57 +0000

There is apparently a lot to know about this. I think you made some good points in Features also.

Comment on Loan Mortgage Calculator by Plumber

Plumber — Fri, 03 Apr 2009 04:04:37 +0000

Hey very nice blog!! Man .. Beautiful .. Amazing .. I will bookmark your blog and take the feeds also…

Comment on Would Rental Income Help Qualify For A Loan by Demolition

Demolition — Thu, 12 Mar 2009 13:50:16 +0000

If you already have a property and you need a second loan for a rental property you can get a buy to let mortgage. The companies who do these type of loans have a slightly higher rate of interest, but if you have a job and a steady salary you can get started in the investment business this way. You would need to put down about a 20% deposit, and you can secure the loan with any other properties you may own. Because rental properties provide a level of residual income, you can set up such a business in your spare time. Once you have a number of properties up and running which pay for themselves (it takes about 6)you will find there will be enough profit to provide a certain level of income. However the real money is made when you sell a property for a profit and use that to re-invest in your company.
Roger Davies

Comment on Would Rental Income Help Qualify For A Loan by Rae Davies

Rae Davies — Fri, 13 Feb 2009 15:12:18 +0000

I have been doing buy to let properties for about 10 years now and I have found it is best not to have a mortgage of more than 1/2 the value of the property, because if you do then all you are doing it working for the bank. When the credit crunch bites it is nice to know that even with the lower rents offered, they are still covering the mortgage repayments and someone else is paying for your house for you. As I have no secure income for my old age, buy to let has been a good investment for me to secure some form of pension when I get too old to work. (That will be when I am about 85 years old!)

Comment on Types of Reverse Mortgages by Popular Uses of a Reverse Mortgage | Seniors Finance Issues

Popular Uses of a Reverse Mortgage | Seniors Finance Issues — Fri, 23 Jan 2009 19:48:24 +0000

[...] Types of Reverse Mortgages | MortgageTonight Article About All The Types of Reverse Mortgage [...]

Comment on How To Cancel Private Mortgage Insurance by Genral Basics of Private Mortgage Insurance

Genral Basics of Private Mortgage Insurance — Wed, 21 Jan 2009 20:59:48 +0000

[...] How To Cancel Private Mortgage Insurance [...]

Comment on Still Renting? Buy or Build Your Home by Mortgage2Nite

Mortgage2Nite — Wed, 21 Jan 2009 03:03:42 +0000

Sounds great! Will be waiting for that email from you Ellie

Mortgage2Nite

Comment on Build Your Equity Faster By Refinancing by What Is A Reverse Mortgage? | MortgageTonight

What Is A Reverse Mortgage? | MortgageTonight — Wed, 21 Jan 2009 03:02:45 +0000

[...] for a reverse mortgage; be of 62 years of age, own a home and have enough equity in the home. Learn how you can increase equity in your home while young. Types of reverse mortgages available; HECM Loans, Non-HECM Loans, CHIP Loans. We will be [...]

Comment on Would Rental Income Help Qualify For A Loan by James

James — Tue, 20 Jan 2009 23:35:36 +0000

Even if it is just for a year it would be considered a buy to let property so that means the rates would be equal to that of any buy to let?

Comment on Still Renting? Buy or Build Your Home by Ellie

Ellie — Tue, 20 Jan 2009 23:26:07 +0000

I would like to build my own home and a green one at that. I want it filled with all Eco friendly gadgets too. If my dream comes true then I will send you a picture. Ellie’s last blog post..Electric Cars and Green technology

Comment on Mortgage Tools by james

james — Tue, 20 Jan 2009 23:24:45 +0000

I will use these tools as it was just what I was looking for. You provide all the information we need in such a simple manner without all the psycho babble.

Comment on Still Renting? Buy or Build Your Home by james

james — Tue, 20 Jan 2009 23:22:45 +0000

I hate renting. Every month I think all my money is going down the toilet, excuse my French, and that spear heads me on to work harder to save the money for us to get our own home. Yes it will be nice if I can own a few properties and collect the rent!

Comment on How To Cancel Private Mortgage Insurance by james

james — Tue, 20 Jan 2009 23:21:20 +0000

I can see that the system in the U.S is slightly different to that in the U.K so I must investigate this on my end and compare notes, interesting.

Comment on Information On Second Mortgage Loans by yanjiaren

yanjiaren — Tue, 20 Jan 2009 23:17:31 +0000

I feel quite weary about second mortgages because they whack on humongous rates that people have to pay but they are paying for the convenience and the poor inevitably get poorer this way. yanjiaren’s last blog post..Newsflash: get 1,000 free shares before they all go!

Comment on Would Rental Income Help Qualify For A Loan by yanjiaren

yanjiaren — Tue, 20 Jan 2009 23:13:03 +0000

Ah this is good news as my Sister has a buy to let property but she herself wants to move into a bigger house. I will definitely let her know about this. yanjiaren’s last blog post..Newsflash: get 1,000 free shares before they all go!

Comment on Should I Buy First or Sell First? by yanjiaren

yanjiaren — Tue, 20 Jan 2009 23:11:38 +0000

I like the way you give out the different options which is a great way of expressing un-opinionated advice. I will bookmark this post for future reference. yanjiaren’s last blog post..Newsflash: get 1,000 free shares before they all go!

Comment on Don\’t Refinance Your Home, Get A Personal Line of Credit by yanjiaren

yanjiaren — Tue, 20 Jan 2009 23:09:55 +0000

I thought only businesses could apply for a line of credit. I never knew this option was available to Individuals. Well it may be a little more expensive than the going rate but it must be cheaper than a credit card. yanjiaren’s last blog post..Newsflash: get 1,000 free shares before they all go!

Comment on Real Mortgage Brokers Offer Everything by yanjiaren

yanjiaren — Tue, 20 Jan 2009 23:07:59 +0000

My Dad had a terrible time in the late sixties as he was training to do this job because there were so many con artists and charlatans around at the time that made the Mortgage Industry look like a tank of Piranhas! yanjiaren’s last blog post..Newsflash: get 1,000 free shares before they all go!

Comment on The TDSR Ratio: Something To Remember by James

James — Tue, 20 Jan 2009 23:02:11 +0000

I will take this into account as we are looking into purchasing our first property when we get married with my Fiance. This was a great tip.

Comment on Mortgage Down Payment Help by James

James — Tue, 20 Jan 2009 23:00:52 +0000

Is this system/program only available for U.S citizens? Or can international residents apply for these grants as well?