It is known that many people do not take the time to make sure everything in their major purchase is perfect and well established. This is a major mistake which should be decreased, because this can result in the loss in a ton of money. Every borrower should take the time to research about their [Continue]

Key point of this thread to is for you to learn all the prepayment options available to you, so you can save time, money and build equity faster. So, you bought a home, and are paying mortgage payments monthly. Are you going to continue like this till the end of the term? As you may [Continue]

You may be wondering what on earth is a TDSR ratio. It is an abbreviation for total debt service ratio. This could very well affect your mortgage application, and in some cases, bring up a negative conclusion. The TDSR is a ratio that is calculated of income and debt in a given month. For many loan [Continue]

There are many people with bad credit. If you are one of them, it might be difficult to obtain a mortgage loan. However, the the ability to obtain a mortgage does not solely depend on your credit. Other key factors that play important roles include; your current income, your job status, your savings and your recent [Continue]