Many people have questions on the amount of down payment that must be made towards their house. This is usually the case for first time home buyers. If its your first time, you would purchase your home with a 20 percent mortgage down payment and close the cost of your home to 3 to 5 [Continue]

In the early 1970\’s, there was only three types of loan programs available to home buyers. There was only a fixed-rate conventional mortgage, an FHA loan or a VA loan. Now, times have definetly changed, there is an overwhelming number of mortgage loan types. These are listed below, with a brief description. Most Popular Mortgage Loans [Continue]